Singapore Workfare 2025: How to Receive Up to S$2,800 – Eligibility, Steps, Dates, and FAQs

Workfare Income Supplement (WIS) is a permanent support scheme that boosts the wages and retirement savings of lower-wage Singaporeans who continue working. It rewards sustained employment in essential roles across cleaning, food services, logistics, retail, community care, and more.

For 2025, eligible workers can receive up to S$2,800 for the work year. The payout remains dual-purpose: part is paid in cash to help with daily expenses, and a larger share is credited to CPF to strengthen long-term retirement and healthcare adequacy.

Singapore Workfare 2025 Quick Summary

Who qualifies for up to S$2,800 in 2025?

You may qualify if you meet all applicable conditions below.

Also Read

Singapore Silver Support 2025: Up to S$1,080 Every Quarter – Eligibility, Dates, and How It Works

Core criteria

• Citizenship: Singapore citizen.
• Age:
  • Employees: 30 years and above during the work year.
  • Persons with disabilities: Eligible from age 13 onward.
• Income: Worked and earned lower wages within the prevailing WIS thresholds during the qualifying year. As a rule of thumb, monthly income should be modest (for 2025, think below the lower to mid-S$2,000s band; the exact banding is tiered).
• Work activity:
  • Employees: CPF contributions made by employer reflect your wages.
  • Self-employed persons (SEPs): Must declare net trade income to IRAS/CPF and make MediSave contributions.
• Property/means test: Standard WIS household and property rules apply (for example, no more than one property owned; household income per person kept within limits).

Note: Permanent residents and foreigners do not qualify.

How much will you receive, and how is it paid?

Total potential amount

• Up to S$2,800 for the year (tiered by age, income, and employee vs SEP status).

Payout split

• 40% cash credited to your PayNow-NRIC linked account or registered bank account.
• 60% CPF credited to your CPF (primarily Retirement Account/Ordinary Account; SEPs will see a larger emphasis on MediSave).

Example: If you qualify for the full S$2,800, you receive S$1,120 cash and S$1,680 to CPF.

Frequency

• Employees: Payouts are typically monthly once assessed from reported CPF wages.
• SEPs: Paid after income is declared and required MediSave is made for the work year (the earlier you complete both, the sooner you receive WIS).

Step-by-step: how to get your Workfare 2025 payout

For employees (no application needed)

1. Keep working and ensure CPF wages are reported
   Your employer must submit accurate CPF contributions each month.
2. Link PayNow-NRIC
   Link your NRIC to PayNow through your bank for the fastest cash credit. If you do not use PayNow, ensure your bank details are updated with the Government.
3. Monitor notifications
   You will receive SMS or letters when assessments and credits are made. You can also check status via Singpass on the Workfare site.

For self-employed persons (SEPs)

1. Declare your net trade income
   File your income with IRAS (tax filing) or submit to CPF Board if applicable for the relevant work year.
2. Make required MediSave contributions
   Ensure your MediSave is fully paid up by the stipulated deadline for the work year.
3. Link PayNow-NRIC / update bank details
   This ensures prompt cash crediting.
4. Track your payout
   Log in with Singpass on the Workfare site to see eligibility and payment when processed.

Missing your income declaration or MediSave contribution deadlines will delay or void your payout as an SEP.

Key dates and checkpoints

• Employees: Just confirm your employer is prompt and accurate with CPF wage submissions. Your WIS follows from that.
• SEPs:
  • Declare net trade income for the work year, and
  • Complete MediSave by the stated deadline.
    Earlier completion generally leads to earlier disbursement.

If you are unsure of your specific SEP deadline for the 2025 work year, check your Workfare dashboard (Singpass) or contact CPF Board support.

How to check status and fix common issues

• Check eligibility and payout history:
  Log in with Singpass at https://www.workfare.gov.sg.
• No cash received:
  • Confirm PayNow-NRIC is linked at your bank.
  • Otherwise, ensure your bank details for Government payouts are up to date.
• Mismatch in wages (employees):
  Ask your employer to correct CPF submissions for the affected months.
• SEP payout missing:
  Verify that income was declared and MediSave fully paid for the work year.

Smart tips to avoid delays

• Link PayNow-NRIC before your first payout.
• Track CPF contributions (employees) in your CPF app or online services.
• SEPs: budget for MediSave early so you can contribute on time and unlock your payout.
• Keep your mobile and address updated to receive payout notifications.
• Use the Workfare calculator (on the Workfare/CPF sites) to estimate your indicative payout tier.

Frequently asked questions (FAQs)

1) Is Workfare automatic for employees?

Yes. As long as your employer reports your wages and pays CPF correctly, assessment is automatic. No application is needed.

2) How do SEPs receive Workfare?

Declare your net trade income for the work year and complete MediSave contributions by the deadline. Once both are done, your WIS is processed.

3) How are payouts split between cash and CPF?

40% cash and 60% CPF. The cash is credited to your PayNow-NRIC or registered bank account; CPF strengthens your retirement and healthcare savings.

4) What is the maximum Workfare payout for 2025?

Up to S$2,800 (tiered by age, income, and employment type).

Also Read

Singapore Work Permit 2025: New Rules, Eligibility, Fees, Application Steps, and FAQs

5) I am a PR/foreigner. Do I qualify?

No. Workfare is only for Singapore citizens.

6) When are payouts credited?

• Employees: usually monthly after wage assessment.
• SEPs: credited after income declaration and MediSave are completed.

7) Where can I check my status or get help?

• Workfare portal: https://www.workfare.gov.sg
• CPF Board: https://www.cpf.gov.sg
• Use Singpass to view your WIS details, eligibility, and credits.

Final checklist before you expect payment

• You meet citizenship, age, and income criteria.
• Employees: Employer CPF contributions are timely and accurate; your PayNow-NRIC is linked.
• SEPs: You have declared income and completed MediSave for the work year; PayNow/Bank details are updated.
• You have checked Workfare status via Singpass if you are unsure.

For More Information Click HERE