Home Sports Hot News Technology Automobile Jobs About Us Contact Us AdSense Disclaimer

Canada $7,997 Child Benefit (CCB) 2025: Eligibility, Exact Payment Dates, Amounts, and How to Track Your Status

Lisa

By Lisa

Published on:

Canada $7,997 Child Benefit (CCB) 2025: Eligibility, Exact Payment Dates, Amounts, and How to Track Your Status

The Canada Child Benefit (CCB) remains one of the most important supports for families across the country. For the July 2025–June 2026 benefit year, eligible families can receive up to $7,997 per child under age 6 and up to $6,748 per child aged 6–17. Payments are tax-free, adjusted for family income, and issued monthly by the Canada Revenue Agency (CRA). Below you will find a practical, up-to-date guide covering eligibility rules, how much you can get, the official 2025 payment calendar, and simple steps to check or fix your status online.

Canada $7,997 Child Benefit (CCB)Quick Summary (Vertical Table)

Topic
Details
What CCB Provides (2025–26)
Up to $7,997 per child under 6; up to $6,748 per child 6–17 (tax-free; based on prior-year income).
Who Qualifies
You live with a child under 18, are the primary caregiver, are a Canadian resident for tax purposes, and you (and your spouse/partner, if applicable) file taxes every year.
Income Thresholds
Maximum amounts if Adjusted Family Net Income (AFNI) ≤ $37,487; benefits reduce above that threshold per CRA formulas.
2025 Payment Dates
Jan 20, Feb 20, Mar 20, Apr 17, May 20, Jun 20, Jul 18, Aug 20, Sep 19, Oct 20, Nov 20, Dec 12.
Add-on for Disabilities
Child Disability Benefit (CDB): up to $3,411/year ($284.25/month) per eligible child (July 2025–June 2026).
Status & Tracking
Use CRA My Account → Child and Family Benefits to view payments, update details, and see notices.
Official Site
canada.ca/ccb (CRA CCB hub). (Government of Canada)

What Is the CCB and What Changed for 2025?

The Canada Child Benefit is a monthly, tax-free payment that helps with the cost of raising children under 18. For the 2025–26 benefit year (which runs July 2025 to June 2026), the maximum amounts rose to $7,997 (under 6) and $6,748 (6–17), reflecting indexation to help families keep pace with costs. CRA calculates your CCB every July using the previous year’s tax returns, so filing on time is essential to keep payments uninterrupted.

Eligibility: The Four Core Conditions

You are generally eligible if all of the following apply:

  1. Residency: You are a Canadian resident for tax purposes.
  2. Primary Caregiver: You (or your spouse/common-law partner) are primarily responsible for the child’s care and upbringing.
  3. Child’s Age: The child is under 18 and lives with you.
  4. Tax Filing: You (and, if applicable, your spouse/partner) file a tax return every year, even with no income or tax owing. Missing tax returns will stop your CCB.

Tip: Newcomers to Canada, shared-custody families, and kinship/guardian arrangements can qualify review CRA’s detailed scenarios on the official page.

How Much Will You Receive?

Your amount depends on AFNI, the number of children, and their ages. For AFNI ≤ $37,487, you receive the maximum per child. Above that, CCB is gradually reduced. CRA publishes transparent reduction formulas:

  • One child: Reduce by 7% of AFNI over $37,487; for higher incomes (over $81,222), reduction equals $3,061 + 3.2% of AFNI over $81,222.
  • Two children: Reduce by 13.5% over $37,487; or $5,904 + 5.7% over $81,222.
  • Three children: Reduce by 19% over $37,487; or $8,310 + 8% over $81,222.
  • Four or more: Reduce by 23% over $37,487; or $10,059 + 9.5% over $81,222.

CRA’s examples also show approximate monthly equivalents once your annual amount is known. If your total annual CCB is under $240, CRA pays it as a lump sum with July’s payment instead of monthly.

Payment Schedule: Official 2025 Dates

CRA confirms the 2025 CCB dates as:

January 20; February 20; March 20; April 17; May 20; June 20; July 18; August 20; September 19; October 20; November 20; December 12.
If a date falls on a weekend/holiday, funds are typically deposited on the preceding business day. Use My Account to see your next payment and sign up for reminders.

Child Disability Benefit (CDB): Extra Support If Your Child Is DTC-Eligible

Families caring for a child approved for the Disability Tax Credit (DTC) may receive the CDB alongside the CCB. For July 2025–June 2026, the CDB maximum is $3,411/year ($284.25/month) per eligible child, with reductions starting at AFNI > $81,222. Check the CDB page for the precise reduction formula and documentation.

How to Apply (or Update) and Track Your Status

  1. File Your Taxes: You and your spouse/partner must file every year. CRA cannot calculate CCB without your returns.
  2. Apply: New parents can apply when registering a birth (provincial/territorial services feed CRA) or via CRA My Account or Form RC66.
  3. Track & Fix: In My Account → Child and Family Benefits, you can view payment history, next payment, update marital status, address, or direct deposit details, and see CRA letters requesting documents.

Common hold-ups include missing tax returns, outdated marital status, or a mismatch between the child’s living arrangements and what CRA has on file. Update promptly to avoid pauses.

Special Situations You Should Report Right Away

  • New baby, adoption, or moving in/out of Canada
  • Change in custody or shared-care arrangements
  • Marital status change (marriage, separation, divorce)
  • Child turns 18 (CCB stops the month after the child’s 18th birthday)
    These changes can alter your entitlement. Report them in My Account or via CRA forms.

FAQs

1) Is the full $7,997 automatic for every child?

No. The maximum applies when AFNI ≤ $37,487; above that, the amount reduces using CRA’s formulas. Age also matters: children 6–17 have a different maximum ($6,748).

2) Do I need to re-apply each year?

No. CCB recalculates automatically every July after you and your spouse/partner file taxes. Missing returns will stop payments.

3) When exactly will I be paid in 2025?

See CRA’s official dates: Jan 20, Feb 20, Mar 20, Apr 17, May 20, Jun 20, Jul 18, Aug 20, Sep 19, Oct 20, Nov 20, Dec 12.

4) How do I check if my payment is on the way?

Log in to CRA My Account → Child and Family Benefits to view next payment and messages.

5) Can I get extra help if my child has a disability?

Yes. If your child is DTC-approved, you may receive the Child Disability Benefit up to $3,411/year for 2025–26 on top of CCB.

Lisa

Lisa

Lisa is a thoughtful and dynamic writer who combines creativity with precision. She has a natural ability to shape ideas into compelling stories, delivering content that resonates with readers and drives engagement. Whether it’s persuasive copy, informative articles, or expressive storytelling, Lisa brings clarity and impact to every piece she writes.

Leave a Comment